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Warning! Close Your Credit Card Accounts with Care
What the heck is Credit Utilization?
THE DEATH OF CONVERSATION
How to Create Your Own Playstation 2 Bundle
Saving APB

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Credit Tips

Warning! Close Your Credit Card Accounts with Care

I ran into this great post by Bill Rice. Enjoy.
Warning!Closing a paid off credit card may not be the best idea.

Check Your Credit Report

Before canceling those paid off, old or unused credit card accounts, review your credit report.

If you’re actively paying down debt, you probably already have your credit report handy. If not, or you just want to get a handle on what old and unused credit card accounts you might have out there, grab your free credit report from Quizzle

What the heck is Credit Utilization?

What the Heck is Credit Utilization?


Everyone probably knows what a credit score is, but most have no idea why they have the score they do.

It’s pretty intuitive that if you don’t pay your bills on time or find yourself in bankrupcy, foreclosure, or in other serious default with your creditors, your credit score will plummet.

However, there are millions of Americans who pay all of their bills on time (and always have) and still have a crummy credit score.
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